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Business is an important force in the diverse political and ethnic environment in Singapore. The economy is both industrial and international in nature. Unemployment is low-below 3%, the majority of the population is employed in manufacturing jobs, managerial positions, and the financial sector. Business growth in Singapore is fueled by the Singaporeans’ tendency to push […]

Every year, the number of companies who are turning to the outsourcing industry is increasing. There is no helping it, especially that every industry is dynamic and forever changing. Outsourcing can steer away from companies from frequent business complications as they are always on top of the changing technology and trends. Here are more reasons […]

The sharing culture has become more prevalent in social media today. Aside from social media, waves of ‘sharing tactics’ can be seen in numerous online sectors, forums, and active niche communities. Almost everyone benefits from the sharing culture, especially if people are distributing high-value content. A proper sharing initiative can bring great traffic over time, […]

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Business is an important force in the diverse political and ethnic environment in Singapore. The economy is both industrial and international in nature. Unemployment is low-below 3%, the majority of the population is employed in manufacturing jobs, managerial positions, and the financial sector. Business growth in Singapore is fueled by the Singaporeans’ tendency to push […]

Every year, the number of companies who are turning to the outsourcing industry is increasing. There is no helping it, especially that every industry is dynamic and forever changing. Outsourcing can steer away from companies from frequent business complications as they are always on top of the changing technology and trends. Here are more reasons […]

5 Truths on Angel Investors

When it comes to funding new small businesses, many have considered getting funded by angel investors. Angel investors are smaller private investors compared to the venture capitalist. However, many do not understand how it works with the angel investors. Here are the truths most business owners do not know them.

  1. Angel investors make money on exits

Angel investors make money on growth, not profits.

A lot of business owners and aspiring entrepreneurs thought that angel investors get their returns through the profits the business will generate. However, the truth is investors own business shares, but not revenues or profits. Angel investors make money from selling their ownership once they get the chance to exit. Unfortunately, some investors do not even see an exit in some startups or small businesses.

  1. Angel investors can earn more with business growth than with profits.

There are times when a business grows but loses money when the total profit is finally calculated. A business may lose money but it is growing when it comes to revenues, users, subscribers, and other factors.

Angel investors are more interested in company growth because it meanest ha valuation of the company is increasing. In the end, once they exit, the value of the business shares have already increased and thus, that’s when they will earn their money from their investments.

  1. Angel investors like to see your business figures but will not always believe it.

Angel investors may ask for your market estimates, share potential, costs, and sales, but they are not necessarily just interested in those figures. Most of the times, they just want to have insights on what you are thinking and how well you know your business and industry. Do you really understand the drivers, fixed costs, cash flow problems and the rest?

  1. Angel investors look out for the big bonanza.

Another truth about angel investors is that they know most startups fail. And they are also not risk-averse. In fact, they are more adventurous since they are interested in the big win, not the small profits.

  1. Angel investors that good businesses can also be bad investments.

Though there may be growth in the business, certain business founders may not exit soon enough. This may cause other angel investors not to see any possible exit at all.


How to Be a Competitive Online Marketer in Fintech Industry

Online marketing for companies in the financial industry is a challenging field to enter. Every month, hundreds of trends are appearing in the Web, driving entire fintech communities into making various decisions. If you want to have a career in online marketing, you need to develop a strong strategic framework so that you’ll become competitive in the finance industry. Listed below are some of the tested strategies that can turn you into a competitive, high-demand online marketer.

Understand All Branches of Online Marketing for Fintechs

Digital marketing for financial services companies is a dynamic process that branches off to other methodologies. At times, online marketing is the result of another process on the web, thus emphasizing its importance. Instead of just focusing on the whole frame of online marketing, examine all its related disciplines.

This will take you to the grounds of SEO in local regions, CRO, social media like facebook marketing for financial services, forum marketing, and many others. Understanding all branches and reading more SEO tutorial for beginners will give you a strong edge.

Create a Highly Efficient Trend-Tracking Mechanism

The main challenge in online marketing is the abundance of trends. For example, social media users are more reactive to certain news today, compared with last week. Tracking down all trends is a difficult thing to do, so you need a proper mechanism. This will act as your leverage. Dozens of social media tools can help in nailing down trends. Additionally, aggregator sites are also great sources of new information.

Connect with Other Online Marketers (Seniors)

Success in any field can also be determined by how well you connect to everyone. The same notion applies to online marketing. Seek out other digital marketing strategists for finance businesses, seniors preferably. It’s more beneficial to find marketers who occasionally offer affordable seo service have already spent years in the discipline. Active online marketing forums are great places to start.

Just like other disciplines known to man, you can’t master online marketing without hard work. Commit to the necessary steps and strategies and you can soon reap the rewards of your efforts.


3 Reasons Business Loans Are Bad Options

For business owners, business loans are one of the best strategies they can take for any financial crises. They can turn financial crises around using a business loan as part of the strategy. Business loans are great ways to generate enough cash that would help support the business. It can be used for a number of reasons. This includes, but not limited to, raising capital, increasing revenue, or even expanding to other geographic location.

An entrepreneur should know when a business loan would be a good option to take. Getting a business loan should have a plan and a purpose. Without these two, the loan could cause the business a bad financial impact. This is one reason why a business owner should evaluate and analyze everything about getting a business loan. Here are a few reasons when a business loan can become bad options.

  1. Getting a business loan without revisiting your business plan.

When you decide to take on a business loan, you should have revisited your business plan to make sure that your purpose is directed towards your business goals. Identifying and revisiting your business goals will make you review the reason why you need to get a business loan.

  1. Getting a business loan without a purpose for the proceeds.

One requirement you should have as a business owner when making a business loan is having a purpose. Without a purpose, you will be taking the loan proceeds and pay for the interest without any returns. As a business owner, returns on cost should be something that is always being considered. In this case, interest payments are costs without any return for that matter.

  1. Getting a business loan with proceeds of more than what the business needs.

Operating a business involves maximizing revenue and minimizing expenses. If you get cash proceeds from a business loan that is actually more than what you need, your expenses increase without a corresponding benefit to increase revenue. Your interest payments are much higher than how much it should be.

A business loan for an experienced entrepreneur will prove to be a good move in building the productivity of his business by maximizing revenue and reaching out to more people who will benefit.

Get to know more about different types of loans today with Cash Mart PH.